Your annuity deserves a second look.
If you bought your annuity more than three years ago, it might be worth another look. Markets move, products evolve, and so do your priorities. A free consultation can help you see where you stand.
Exchanging your annuity is:
How it works
Share your details and pick a time
Have your annuity statement handy
We'll walk through your options
Take the First Step
Highly rated carriers we work with include
Why review your annuity?
Newer contract features
Annuity products evolve - today's contracts may include features that weren't available when yours was issued.
Crediting terms change over time
Caps, participation rates, and crediting strategies can reset - it may be worth seeing where yours stands today.
Fees are worth comparing
Older contracts can carry fee structures that differ from what's offered in today's market.
Your current income benefit may no longer be competitive
Income rider designs have changed in recent years - comparing your current benefit to current options may be useful.
Surrender charges may not be an issue
Many insurance companies offer bonuses on new annuities helping offset surrender charges.
Your goals may have evolved
Retirement and personal goals shift over time - a review helps determine if a newer annuity may be a better fit.
Any one of these factors may apply to your contract - a short consultation is the easiest way to find out.
Who we are
DLV Financial is an independent team of experienced financial strategists. Through our partnership with Simplicity Group, we draw on a nationwide network of specialists and product research - so we can bring deeper expertise and more tailored options to your retirement, insurance, college, and estate-planning decisions.
Independent
We work with many of the most highly-rated insurance carriers in the country - so we can compare options across the market and recommend what fits your situation, rather than push a single product or company.
Personal support
From your initial consultation through the full application process, you'll work one-on-one with a dedicated annuity specialist who answers your questions, handles the details, and helps you move forward with clarity and confidence.
Plain English, plain answers
Annuities are complex products. We break down the terms, fees, and options in plain English - so you understand exactly what you have and what options are available.